Commonly known as:Â Giant Pachira Money Tree | Pachira Money Tree
Botanical name: Pachira aquatica
The Giant Pachira Money Tree is one of those plants that always draws attention, but not because it’s difficult to grow. In fact, it’s one of the easiest large indoor trees you can own.
Standing approximately 1.5m tall, these plants have beautifully thick braided trunks that have taken years to develop. Above the braid sits a full canopy of rich green foliage that continues producing fresh new leaves throughout the growing season.
One of the reasons Pachira aquatica has become so popular around the world is that it adapts remarkably well to indoor living. It doesn’t demand perfect conditions, it recovers well if you occasionally forget to water it, and once settled into a bright position it simply gets on with growing.
In nature, Pachira aquatica grows along riverbanks and in seasonally flooded wetlands of Central and South America. Its swollen trunk stores water, allowing the plant to cope with short dry periods far better than many other indoor trees. That’s one of the reasons it’s such a forgiving plant for beginners.
The braided trunk isn’t something that occurs naturally. It is carefully formed while the stems are young and flexible, creating the distinctive appearance that has made the Money Tree famous. As the plant matures, the braid thickens, giving each specimen even more character.
What I enjoy most about these plants is how dependable they are. Give them plenty of natural light, water them before the growing medium becomes completely dry and feed them regularly, and they’ll reward you with steady growth and fresh new foliage year after year.
Whether you’re furnishing a new home, looking for a large office plant or simply want an indoor tree that’s easy to look after, the Giant Money Tree is one of the best choices you can make.
Giant Pachira Money Tree Care Guide
Watering – How often should I water it?
Allow the top few centimetres of the growing medium to dry before watering thoroughly. The swollen trunk stores water, so it’s far better to water deeply and less often than to keep the growing medium constantly wet. Never allow the pot to stand in water.
Light – Where should I place my Giant Money Tree?
Bright, indirect light is ideal. It will also tolerate a few hours of gentle morning or late afternoon sun. Avoid dark corners, as good light encourages stronger growth, denser foliage and healthier stems.
Humidity – Does it need high humidity?
A Giant Pachira Money Trees appreciate moderate humidity but grow very well under normal household conditions. Good airflow around the plant will help keep the foliage healthy.
Soil – What growing medium should I use?
A free-draining growing medium is essential for long-term health. I recommend Milled Bark Growing Medium, which provides excellent airflow while retaining enough moisture for healthy root development. You can also incorporate Perlite for additional drainage.
Feeding – How should I fertilise it?
Regular feeding keeps the canopy full and encourages strong new growth. Apply Grobest Organic Fertiliser every 4–6 weeks during spring and summer. For faster growth, combine this with Controlled Release Fertiliser when repotting or as a top dressing. If you want even stronger growth during the growing season, Novatec Soluble Fertiliser can also be used.
Repotting – When should I repot?
Repot every 2–3 years or once the roots begin filling the container. Refresh with Milled Bark Growing Medium and incorporate TerraPlus Natura N together with Controlled Release Fertiliser.
Can I keep it indoors all year?
Yes. Money Trees are excellent indoor plants. If you have a bright, sheltered outdoor area, placing the plant outside for a weekend every month or two will help wash the leaves clean and encourage vigorous growth, but it’s not essential.
Pests – What should I look out for?
Spider mites, mealybugs and scale insects are the most common pests. Regularly checking the undersides of the leaves and giving the foliage an occasional rinse will help prevent infestations.
Temperature – What’s the ideal temperature?
Money Trees grow best between 18°C and 30°C. Protect them from temperatures below 12°C and avoid cold drafts during winter.
FAQ’s
Q: Is the Giant Money Tree easy to care for?
Yes. It’s one of the easiest large indoor plants to grow. Bright light, sensible watering and regular feeding are all it needs to thrive.
Q: Why is the trunk braided?
The braid is created while the stems are still young and flexible. As the plant matures, the trunks thicken and permanently retain their braided shape.
Q: Can I place my Money Tree in full sun?
A few hours of gentle morning or late afternoon sun are beneficial, but avoid prolonged harsh afternoon sun, especially if the plant has been growing indoors.
Q: Why are the leaves turning yellow?
Yellow leaves are most commonly caused by overwatering or insufficient light. Allow the top of the growing medium to dry slightly between waterings and keep the plant in a bright position.
Q: Does the Giant Money Tree really bring good luck?
Many cultures associate the Money Tree with prosperity, success and good fortune, which is one of the reasons it has become such a popular gift for homes and businesses. Whether or not you believe the tradition, it’s certainly one of the easiest and most rewarding indoor trees to grow.
Q: Is the Giant Money Tree pet safe?
Pachira aquatica is generally regarded as non-toxic to cats and dogs, making it a good choice for pet-friendly homes.
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